DRAFT — Pending Legal Review These terms of service are a working draft prepared for Xtrategist CPA. Liability limitations, jurisdiction, and engagement-specific language should be reviewed by an attorney familiar with accounting professional liability before being relied upon in production.

Welcome to Xtrategist, LLC ("Xtrategist," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the website at xtrategist.com (the "Site") and any informational content we provide. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Informational purposes only

The Site, including all articles, blog posts, downloads, calculators, and other content, is provided for general informational purposes only. The content of this Site does not constitute professional accounting, tax, legal, financial, or other advice. You should not act, or refrain from acting, on the basis of any information on the Site without seeking professional advice from a qualified CPA or attorney appropriate to your specific circumstances.

2. No client-CPA relationship

Use of this Site, submission of a contact form, request for a consultation, or other interaction with this Site does not create a client-CPA relationship between you and Xtrategist. A formal engagement is established only through a signed engagement letter executed by both parties that specifically describes the scope of services, fees, and responsibilities.

3. Use of the site

You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You agree not to:

4. Intellectual property

All content on the Site, including text, graphics, logos, images, articles, photography, and software, is the property of Xtrategist, LLC or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. The "Xtrategist" name and logo are trademarks of Xtrategist, LLC. No license to any of the foregoing is granted to you except as expressly provided in these Terms.

You may view, download, and print content from the Site for personal, non-commercial use, provided you do not modify the content and retain all copyright and proprietary notices.

5. Third-party links

The Site may contain links to third-party websites or resources. These links are provided for convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party site. Your use of third-party sites is at your own risk and subject to those sites' terms.

6. Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

Without limiting the foregoing, Xtrategist does not warrant that the Site will be uninterrupted, secure, or error-free; that defects will be corrected; or that the Site is free of viruses or other harmful components. Tax laws, regulations, and rulings change frequently, and information on the Site may not reflect the most current legal or tax developments.

7. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, XTRATEGIST, LLC, ITS PARTNERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF THE SITE OR RELIANCE ON ANY CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In no event shall Xtrategist's total liability arising out of or in connection with the Site exceed one hundred U.S. dollars ($100), unless expressly otherwise agreed in a signed engagement letter.

8. Indemnification

You agree to indemnify, defend, and hold harmless Xtrategist, LLC, its partners, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Governing law

These Terms are governed by the laws of the State of Georgia, U.S.A., without regard to its conflict-of-laws principles. Any dispute arising out of or in connection with these Terms or your use of the Site shall be brought exclusively in the state or federal courts located in Cobb County, Georgia, and you consent to the personal jurisdiction of such courts.

11. Changes to these terms

We reserve the right to modify these Terms at any time. The "Last updated" date at the top reflects the most recent revision. Material changes will be highlighted on the Site. Continued use of the Site after a change constitutes acceptance of the revised Terms.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

13. Contact us

Questions about these Terms can be sent to:

Xtrategist, LLC
1775 The Exchange SE, Suite 520
Atlanta, GA 30339
Email: info@xtrategist.com
Phone: (678) 401-6118